Archive of the former Yahoo!Groups mailing list: Mellotronists
Subject: Insurance Coverage for Mellotrons
From: "mellotrongirl" <mellotrongirl@...>
Date: 2003-04-03
Noting that the value of my M-400 appears to be worth twice as much
now as it was ten years ago, I need to update the value for insurance
purposes with my homeowener's policy.
It seems though, that I got into a little trouble with my insurance
company for touring with Optigans, Farfisas and other not-so-common
equipment/vintage noisemakers--they stated that going on the road
with these things is a whole different coverage plan that just
keeping them in the living room as--ahem--pieces of furniture, sort
of speak.
I tooks pictures of the tron when I first brought it home, and told
my agent I bought it for $1,800--but they squabbled with me recently
for notifying them of its current replacement value. It must be hard
for them to conceive the value of what appears to them as an
unassuming white box.
Gee whiz--increased coverage--it's money for them anyway...
Any horror stories of insuring your 'tron/vintage gear? And what
really is the difference in coverage for touring with Mellotrons,
etc., if you dare do take these things out on tour? In my case, it's
around the town and nearby towns with a triumvirate of other noodlers
that bring out their "toys" for an occaisional unrehearsed cacophonic
bash.