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Marcos Maniacs

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Insurance

2002-10-25 by Paul Weidner

Svelte,
Chech the exclusions on the Hagerty insurance, most of the special 
interest insurance states the car is to be used only going back/forth 
to shows, pleasure driving and other non-daily use.  They exclude 
commuting, and have other exclusions as well.  I insure my car (1984 
Marcos) as an additional car on my Farmers insurance.  They initially 
said they couldn't do it but I found out that in Minnesota by law, 
the Insurance company has to insure it if you do all your other 
insurance with them.  That is probably the best way to go if you plan 
on using your car as a daily driver.   I drive my car 3-4 times a 
week to work, autocross it and go to local shows, and it's fully 
covered(auotcross is covered as a driver educational school).  Even 
with a short commute I've still put on 3,000 miles plus per year 
since I got it two years ago. I do suggest as others have that you do 
have a "beater" to run for when the occasionial problem pops up.
Good luck on your Marcos adventure,
Paul

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